This Risk Disclosure is part of, and incorporated into, the Investreak Terms of Service. It governs every piece of content in the Service, including the daily briefing, courses, quizzes, and the AI Coach.
Investreak is an educational publication. Every subscriber on the same plan receives the same lessons, briefings, and quizzes, on the same schedule. Nothing in the Service is prepared for, or tailored to, any individual subscriber's portfolio, holdings, income, goals, liquidity needs, or risk tolerance. We do not collect information about your personal financial situation in order to customize investment content to you, and the Service does not become "personalized investment advice" merely because it tracks your learning progress, streaks, or quiz results — that personalization is educational (what you've learned), not financial (what you should buy or sell).
Nothing in the Service is investment, financial, tax, or legal advice, and nothing in the Service is a personal recommendation to buy, sell, or hold any specific security, addressed to you individually. Any stock, fund, index, or other asset named in the Service is discussed as an educational case study illustrating a concept — how to read a chart pattern, how a sector rotation works, how to think about valuation — not as an instruction to act on that specific name. Do not treat the appearance of a ticker in a lesson as a signal to buy or sell it.
Investreak is not a registered investment adviser, broker-dealer, or financial planner in any jurisdiction, and does not hold your money or securities or place trades for you.
Opinions expressed in the Service are the individual view of the author or analyst who wrote that content and may be wrong. Markets and individual securities go up and down in value, and you can lose money, including the entire amount invested. Past performance of any security, strategy, chart pattern, or model discussed is not indicative of future results. Any hypothetical, backtested, or simulated performance shown is for illustration only and does not reflect actual trading, transaction costs, taxes, or slippage.
Always do your own research, and consult a licensed, independent financial adviser who knows your personal circumstances, before making any investment decision.
The author, founder, or contributors to Investreak may hold or trade securities discussed in the Service from time to time. Where required by applicable disclosure rules — including EU Market Abuse Regulation transparency requirements for investment recommendations and US anti-touting rules — such positions are disclosed within the relevant content itself, not only here. Investreak is not paid by any issuer to feature or promote its securities in the Service; if that ever changes for a specific piece of content, it will be disclosed in that content, consistent with Securities Act Section 17(b)-style anti-touting principles.
Using the Service, does not create a fiduciary, adviser-client, or any other relationship of trust and confidence between you and Investreak beyond the contractual relationship described in the Terms of Service. We do not owe you a duty to act in your best financial interest, because we do not act for you individually at all — we publish the same educational content to everyone.
Where content in the Service could constitute an "investment recommendation" within the meaning of MAR Article 20 and Commission Delegated Regulation (EU) 2016/958, that content is prepared to: (a) clearly identify the person responsible for its production; (b) present factual information (prices, dates, events) separately from opinion and analysis; (c) disclose relevant conflicts of interest per Section 5; and (d) indicate that it is not a personal recommendation. Meeting this format does not by itself make the content "investment advice" under MiFID II — the reason it isn't advice is that it is not addressed to you personally (see Section 2), not the format compliance itself.
We may update this Risk Disclosure from time to time. We will post the updated disclosure with a new "Last updated" date and, for material changes, provide notice consistent with Terms of Service Section 17.
Investreak Aldiyar Zharkimbayev, Individual Entrepreneur